For the record--and not that anyone asked--I resent the hell outta my university's mandatory health insurance.
Like most things "mandatory," this coverage is expensive, ill-conceived and virtually useless. (Pearce & Pearce. Ever heard of 'em? NO? Neither have any of my doctors!)
I'd be better off financially with practically any other provider, and in the plus physically with Neosporin, alcohol swabs and my Butt-Ugly Martian bandaids.